Zennopay is a financial technology platform, not a bank or money exchanger. All foreign exchange, payment collection, and disbursement services are provided by our licensed partners.
Foreign Exchange Services are facilitated through an RBI-authorised Full-Fledged Money Changer (FFMC) partner Arora Foreign Exchange Private Limited.
Online Money Collection Services are provided by Razorpay Software Private Limited and Stripe, Inc.
Disbursement Services are provided by Xendit (Thailand), which is licensed by the Bank of Thailand to provide payment and disbursement services. License details can be verified here
Zennopay does not itself hold or disburse customer funds. Settlement, forex conversion, and compliance are managed exclusively through our regulated partners.
Foreign exchange products and services are subject to regulatory approval, availability, and market risk. They are non-bank, non-deposit products and are not insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC), FDIC, or equivalent protections. Please review our Terms and Conditions for full details.
